Track expenses, set budgets, and manage money across books — just by chatting with your AI assistant. Built for individuals and teams.
A complete financial toolkit — not just another expense app.
Organize finances into separate workbooks — personal, work, trips, and more.
Chat naturally to add expenses, set budgets, and get insights — no forms needed.
Set monthly category budgets and monitor spend in real time.
Track money lent or borrowed and mark settlements with ease.
Never miss a subscription or bill — automate recurring expense tracking.
Invite members with role-based permissions — Admin, Member, or Viewer.
Migrate your existing data in seconds with our smart CSV importer.
Visualize spending trends, monthly comparisons, and upcoming payments.
Powered by Claude (Anthropic), the NidhiWise AI doesn't just answer questions — it takes action on your behalf, with your permission.
Share any expense book with the right people, at the right access level.
Start free. Upgrade when you need more. Cancel anytime.
Perfect for getting started
For individuals who track seriously
For teams and power users
Payments powered by Razorpay — launching soon. Sign up now to be notified at launch.
Yes! NidhiWise is free with 40 AI credits every month, automatically reset on the 1st. You can top up with paid credit packs whenever you need more.
The AI can create and update expenses, set budgets, invite members to your book, and answer questions about your spending — all through natural conversation.
Absolutely. Invite unlimited members with role-based access — Admins manage everything, Members add expenses, and Viewers have read-only access.
Each AI chat turn costs 1 credit. Free accounts get 40 credits per month, automatically reset. Paid packs let you top up anytime with no subscription required.
Yes. All data is encrypted in transit and at rest. We never share or sell your data. Each expense book is fully isolated and only accessible to invited members.